Real Estate Closing Cost Calculator – Florida

Estimate Seller Net Proceeds and Buyer Closing Costs

🌴 Florida-Specific Calculations
Florida

Seller Settlement Statement

Estimated Net Proceeds — For Illustrative Purposes Only

💰

Transaction Information

$
$
Total amount owed on all mortgages / HELOCs
%
Total % of sale price
$
$
Brokerage transaction / processing fee
%
% of sale price — paid to buyer (debit)
$
🏛️

Florida State Taxes

AUTO-CALCULATED
$
FL statute: $0.70 per $100 of sale price
$
Prorated / outstanding balance
📋

Title & Settlement Fees

⚠️ Seller pays the Owner's Title Insurance Premium — included in seller costs below.
✅ Buyer pays the Owner's Title Insurance Premium — NOT deducted from seller proceeds.
In Florida, custom varies by county & contract — confirm with all parties
$
Owner's policy per FL promulgated rates
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$
$
$
County clerk recording charges
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$
$
Transfer fee + estoppel if applicable
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$
$

🏡 Seller Net Proceeds

Results update in real time

📥 Sale Proceeds
Sale Price $350,000.00
💸 Seller Closing Costs
Real Estate Commission $0.00
RE Processing Fee $0.00
Seller Contribution $0.00
Doc Stamp Tax – Deed $0.00
Property Taxes $0.00
Title Insurance $0.00
Settlement / Closing Fee $0.00
Title Search / Exam $0.00
Lien Search $0.00
Recording Fees $0.00
Courier & Wire Fees $0.00
AccuTitle Fee $0.00
FinCEN Report Fee $0.00
HOA / Estoppel $0.00
Miscellaneous $0.00
Total Seller Costs $0.00
🏦 Payoff
Mortgage Payoff $0.00
ESTIMATED NET PROCEEDS
$0.00
After all deductions & payoff

⚠️ Estimates only. Actual figures may vary at closing.
FL Doc Stamps: $0.70/$100 · Based on Florida statutes.

IMPORTANT DISCLAIMER — FOR ILLUSTRATIVE PURPOSES ONLY
These figures are estimates provided as a general example intended to approximate real-world closing costs as closely as possible. They are NOT a guarantee, commitment, or final settlement statement. Actual amounts will vary based on the specific transaction, lender requirements, title examination results, municipal lien search findings, prorations, and other factors. All numbers are subject to verification and confirmation by all parties involved, including the buyer, seller, lender, real estate agents, title company, and any other professionals. C To C Title Solutions Corp makes no representation or warranty as to the accuracy of these estimates. Consult a licensed Florida real estate attorney or title professional for advice specific to your transaction.
Florida

Buyer Settlement Statement

Estimated Cash to Close — For Illustrative Purposes Only

🏠

Purchase Information

$
$
$
%
$
Applied toward closing costs
%
% of purchase price — credit to buyer
$
$
Principal & interest only
🏛️

Florida State Taxes on Mortgage

AUTO-CALCULATED
$
FL statute: $0.35 per $100 of loan amount
$
FL statute: $2 per $1,000 of loan amount
🏦

Loan & Origination Fees

%
% of loan amount
$
$
$
$
Buyer's agent brokerage transaction fee
📋

Title & Settlement Fees

In Florida, custom varies by county & contract — confirm with all parties
$
Owner's policy per FL promulgated rates
$
Lender's policy (simultaneous issue)
$
$
Mortgage + deed recording
$
$
$
$
📅

Prepaids & Escrow

$
Annual premium prepaid at closing
$
2–3 months into escrow
$
Daily interest × days to month end
$
HOA transfer fee + deposit at closing
$
Monthly Payment Estimates
$
Enter annual taxes, or leave 0 to auto-estimate at 1.5% of price
$
Recurring monthly HOA dues

🔑 Buyer Closing Costs

Results update in real time

💰 Purchase Summary
Purchase Price $0.00
Loan Amount $0.00
Down Payment $0.00
🏛️ FL State Taxes
Doc Stamp Tax – Mortgage $0.00
Intangible Tax on Mortgage $0.00
🏦 Loan Fees
Loan Origination Fee $0.00
Processing Fee $0.00
Underwriting Fee $0.00
RE Processing Fee $0.00
📋 Title & Settlement
Owner's Title Policy $0.00
Loan Policy (Lender's) $0.00
Settlement / Closing Fee $0.00
Recording Fees $0.00
Wire Transfer Fee $0.00
AccuTitle Fee $0.00
FinCEN Report Fee $0.00
SimpleFile Recording Fee $0.00
📅 Prepaids & Escrow
Homeowners Insurance $0.00
Property Tax Escrow $0.00
Prepaid Interest $0.00
HOA Prepaid / Deposit $0.00
Miscellaneous $0.00
Total Closing Costs $0.00
Less: Earnest Money $0.00
ESTIMATED CASH TO CLOSE
$0.00
Down Payment + Closing Costs − Earnest − Seller Credit
Est. Monthly P&I
Principal & interest only
$0.00
📊 Est. Total Monthly Payment
Principal & Interest $0.00
Property Taxes $0.00
Homeowners Insurance $0.00
HOA Fee $0.00
Total Monthly Payment $0.00

⚠️ Estimates only. Actual figures may vary at closing.
FL Doc Stamps on Mtg: $0.35/$100 · Intangible Tax: $2/$1,000

IMPORTANT DISCLAIMER — FOR ILLUSTRATIVE PURPOSES ONLY
These figures are estimates provided as a general example and are NOT a guarantee or final settlement statement. Actual amounts will vary. C To C Title Solutions Corp makes no representation as to the accuracy of these estimates.